We can help…Our experienced team and proven credit repair process have helped thousands of people restore their credit and help raise their credit score.
Whether you have late payments and closed accounts, or a bankruptcy, we will handle the negative items from your past to ensure that they never return to haunt you again. We will take the time to listen to your questions and concerns and develop a strategy to help you resolve your situation. We take pride in serving our customers in North Carolina and nationwide.
As one of the most experienced credit repair companies around, we have used our knowledge and years of experience to fix credit reports that contained almost everything you can imagine, including:
- Late payments
- Charge offs
- Foreclosures
- Judgments
- Repossessions
- Identity theft
- Closed accounts
- Bankruptcies
- Negative settlements
- Liens
- Collections
Disputing items on your credit report is your legal right (see the Fair Credit Reporting Act). When you use Asheville Credit Repair to help repair your credit, we are abiding by and using all federal and regional laws regulating third party credit repair assistance. Our credit repair products are packaged and tailored for individuals, couples and families. We are a locally owned and operated, licensed and bonded company. Our services are offered locally, regionally and on the national level.
The Federal Credit Reporting Act
The FCRA: Your right to accurate credit reporting. The Fair Credit Reporting Act (FCRA) was enacted in 1970 to promote fairness, accuracy and the privacy of personal information reported to credit bureaus by creditors and others. The FCRA allows a consumer to challenge the information on his or her credit report on the basis of “completeness and accuracy.” read more…
The Credit Repair Organizations Act
This act spells out the obligations that credit repair organizations have when providing services to consumers. There are many rules that these companies are obliged to follow, and they are designed to protect the consumer from credit repair scams and unreasonable offers. Some important details are outlined below. read more…
